Monumental Risk Strategies | Products & Services
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Products & Services

Self-funding is the most efficient financial arrangement for both large and small companies to offer benefit plans to their employees. We offer a full-range of products needed to properly reinsure a self-funded plan. Below are some of the products we offer with A Rated carriers.

Product Offerings:

Specific Stop Loss

 

Insurance protection for claims on an individual which exceeds a predetermined deductible.

  • Deductibles from $25,000 to $500,000+
  • Any Contract Basis: 12/12, 12/15, 15/12, 24/12, Paid, etc…
  • Specific Advancement
  • Terminal Liability

Aggregate Stop Loss

 

Insurance protection for unlikely claims on an individual which exceeds a predetermined deductible.

  • Any Contract Basis: 12/12, 12/15, 15/12, 24/12, Paid, etc…
  • Aggregate Accomodation
  • Terminal Liability

Customized Risk Products

 

Our risk partners have the ability to bind coverage on non-traditional products that serve our clients.

  • Captive Reinsurance
  • Excess Loss Coverage
  • Additional Aggregate Coverage
  • Transitional Contract Basis

Items Needed for Competitive Proposal:

General Employer and Plan Information

  • Employer address and industry
  • Current Plan Arrangement
  • Current Rates/Factors
  • Current Schedule of Benefits
  • Employee Census (includes DOB, Sex, Zip Code, Family Status)

Claim Experience

  • Monthly Enrollment
  • Monthly Claims
  • Large Claimant Diagnosis/Prognosis

Preferably at least three years of history.